Commercial Equipment Financing for U.S. Businesses
Kensley Company arranges financing for commercial equipment purchases through a network of independent equipment finance lenders. We work with small and mid-sized businesses across trucking, restaurants, medical, construction, and manufacturing.
| Equipment Financed | Industries Served | Lender Network | Typical Decision |
|---|---|---|---|
| $10,000 to $500,000+ | 5+ commercial verticals | Independent equipment finance lenders nationwide | 1–3 business days |
What We Offer
Equipment Leasing
Operating leases, fair market value leases, and $1 buyout leases for businesses that want flexibility on terms and end-of-lease ownership. Learn More →
Equipment Finance Agreements
Fixed-term financing for businesses that want to own the equipment from day one with predictable monthly payments. Learn More →
Working Capital Alongside Equipment
Combined financing packages from lenders who offer equipment financing plus working capital in a single transaction. Learn More →
Section 179 Financing
Year-end equipment financing aligned with Section 179 tax planning for qualifying business purchases. Learn More →
Industries We Serve
- Trucking — Commercial vehicles, trailers, refrigerated units, and fleet equipment
- Restaurant — Commercial kitchen equipment, refrigeration, POS systems, and FF&E
- Medical & Dental — Imaging, lab equipment, dental chairs, and surgical equipment
- Construction — Earth-moving equipment, lifts, generators, and heavy machinery
- Manufacturing — CNC machines, presses, conveyors, automation, and packaging lines
How It Works
- Apply — Submit a short application at kensleycompany.com/apply. Provide your business details, the equipment you need, and the approximate cost.
- Lender Review — We match your application to lenders in our network based on your business profile and equipment type. Lenders make independent credit decisions.
- Funding — Once approved, the lender funds the equipment vendor directly. You start using the equipment, and your financing payments begin per the agreed terms.
Most applications receive a decision within 1–3 business days. Funding timing depends on lender, equipment, and documentation.
Why Kensley
- Brokerage model, not direct lending. We work for you, not for a single lender. That means we match your application to the lender most likely to approve it on terms that work for your business.
- B2B only. We serve business entities exclusively. Every application is reviewed in a commercial context, with commercial documentation standards.
- Diverse credit profiles welcome. Our lender network includes partners that work with established businesses and partners that work with newer or rebuilding profiles.
- Independent and transparent. We disclose our brokerage status on every page. Lenders set the terms. We help you understand them.
Get Started
If you’re considering equipment financing, the first step is a short application. There is no commitment to accept any offer, and submitting an inquiry does not constitute a credit application with any specific lender.